One-on-One Counseling

Optional One-on-One Counseling for Reverse Mortgage.

Start your reverse mortgage journey on the right foot with this free, non-required course designed to better educate eligible homeowners. The course is $99.00 (up to one hour) and intended to empower you with the knowledge and confidence to make an informed decision on whether or not a reverse mortgage is right for you.

What to Expect During Your One-on-One Counseling Session (Up to One Hour)

Personalized Guidance:

A certified housing counselor will address your specific questions and provide tailored advice based on your unique financial and personal situation.

Clarification of Concepts:

We will clarify any parts of the eLearning course that you found confusing or incomplete, ensuring you fully understand reverse mortgage options.

Exploration of Alternatives:

If a reverse mortgage isn’t the best solution for your needs, we’ll discuss other financial strategies or tools that might better align with your goals.

Impact Analysis:

We’ll help you understand how a reverse mortgage could affect your finances, home equity, and generational wealth.

Family Involvement:

Up to three family members are welcome to join the session, making it easier to discuss and align as a group.

Confidential and Neutral Advice:

This session is designed to provide unbiased, judgment-free guidance to empower you with knowledge and confidence.

How to Prepare for Your One-on-One Session
(Up to One Hour)

Identify Your Main Financial Challenges:

Consider the key issues you’re hoping a reverse mortgage could help solve, such as paying off debt, supplementing income, covering medical expenses, or funding home improvements.

Set Your Goals:

Think about what you hope to achieve financially, whether it’s aging in place, improving cash flow, or preserving generational wealth.

Specific Questions:

Write down any questions or parts of the eLearning course that were unclear or need further explanation.

Your Financial Information (Optional):

Bring an overview of your income, expenses, and debts if you'd like a more personalized session.

Home Loan Details (Optional):

If applicable, have basic information about your current mortgage or home equity status on hand.

Family Members:

Invite up to three family members involved in your financial decision-making process to participate.